Without qualifying any other statutory right to set-off or lien and subject to any contractual provision between a party and a financial institution, if any party is indebted to a financial institution, the financial institution has a right to set-off against the entire amount of the account without regard to the net contribution of the parties to the account.
Alabama Legal Code
Section 5-24-27 - Set-Off
Source: https://alison.legislature.state.al.us/code-of-alabama?section=5-24-27· Version 2026