If the department determines that the order is necessary for the protection of depositors, the department may issue an order under AS 06.01.030 to require a state bank to increase its capital accounts or to reduce its deposits. In making a decision whether to issue an order under this section, the department shall consider the (1) quality of management; (2) quality and liquidity of assets; (3) history of earnings and retention of earnings; (4) quality and character of ownership; (5) potential volatility of deposit structure; (6) quality and cost of bank operations; and (7) capacity to meet present and future needs of the area served, considering the bank's competition.
Alaska Legal Code