20-1205. Application and policy as entire contract; statements in application as representations; information A. There shall be a provision that the policy, or the policy and the application therefor if a copy of the application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties, and that all statements contained in the application shall, in the absence of fraud, be deemed representations and not warranties. B. On written request of an applicant or annuity holder, an insurer shall provide within a reasonable time reasonable factual information regarding the benefits and provisions of his annuity contract.
Arizona Legal Code