Section 5-3-108 - Written agreement required

No consumer credit transaction shall be valid or enforceable in this state unless its terms are contained in a written agreement and a copy is provided to the consumer at or before the time credit is extended. A creditor may provide the copy to the consumer in a form other than paper upon the consumer's written authorization.L. 2000: Entire article R&RE, p. 1217, § 1, effective July 1.