A 'reciprocal' insurer is an unincorporated aggregation of subscribers operating individually and collectively through an attorney-in-fact common to all such persons to provide reciprocal insurance among themselves.18 Del. C. 1953, § 503; 56 Del. Laws, c. 380, § 1;
Delaware Legal Code
§ 503
Delaware Title 18 — Delaware law
Source: https://delcode.delaware.gov/title18/c005/index.html· Version 2026