626.97075 Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited.—(1) As used in this section, the term 'policy' means any of the following:(a) An individual or group life insurance policy.(b) An industrial life insurance policy, as the term 'industrial life insurance' is defined in s. 627.502(1).(c) A credit life insurance or credit disability insurance policy, as the terms 'credit life insurance' and 'credit disability insurance' are defined in s. 627.677(1) and (2), respectively.(d) A long-term care insurance policy, as defined in s. 627.9404(1).(2) Notwithstanding any other law, an insurer may not, under a policy:(a) Decline or limit coverage of a person solely due to his or her status as a living organ donor;(b) Preclude an insured from donating all or part of an organ as a condition to continuing to receive coverage under the policy; or(c) Otherwise discriminate in the offering, issuance, cancellation, coverage, premium, or any other condition of the policy for a person without any additional actuarial risk and based solely on his or her status as a living organ donor.(3) The commission may adopt rules and , premium, or any other condition of the policy for a person without any additional actuarial risk and based solely on his or her status as a living organ donor.(3) The commission may adopt rules and take actions necessary to enforce this section.History.—s. 1, ch. 2022-59.
Florida Legal Code