'Crowd out' means the extent to which:(1) families substitute coverage offered under the program for employer sponsored health insurance coverage for children; or(2) employers:(A) reduce or eliminate health insurance benefits for children under an employer based health insurance plan; or(B) increase the employee's share of the cost of benefits for children under an employer based health insurance plan relative to the total cost of the plan;as a result of the program.As added by P.L.273-1999, SEC.177.
Indiana Legal Code