As used in this chapter, 'homeowner's policy' means a policy that provides:(1) coverage for:(A) damage to or the destruction of:(i) a structure; or(ii) a unit within a structure;that is used as a residence by one (1) or more individuals; and(B) damage to or the loss of personal property that is present in the structure or unit described in clause (A);caused by perils such as fire, hail, and lightning; and(2) coverage against the civil liability of the policyholder arising from bodily injury or property damage incurred by others.As added by P.L.226-2023, SEC.20.
Indiana Legal Code