However, the term does not include the following:(1) Accident only, credit, dental, vision, Medicare supplement, long term care, or disability income insurance.(2) Coverage issued as a supplement to liability insurance.(3) Automobile medical payment insurance.(4) A specified disease policy.(5) A short term insurance plan that:(A) may be renewed for the greater of:(i) thirty-six (36) months; or(ii) the maximum period permitted under federal law;(B) has a term of not more than three hundred sixty-four (364) days; and(C) has an annual limit of at least two million dollars ($2,000,000).(6) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for:(A) hospital confinement, critical illness, or intensive care; or(B) gaps for deductibles or copayments.(7) A supplemental plan that always pays in addition to other coverage.(b) A policy of accident and sickness insurance that provides coverage for physical medicine and rehabilitative services shall provide the coverage for physical medicine and ddition to other coverage.(b) A policy of accident and sickness insurance that provides coverage for physical medicine and rehabilitative services shall provide the coverage for physical medicine and rehabilitative services that are:(1) rendered by an athletic trainer who is licensed under IC 25-5.1; and(2) within the athletic trainer's scope of practice.(c) This section does not require a policy of accident and sickness insurance to provide coverage for physical medicine or rehabilitative services generally.As added by P.L.133-2011, SEC.1. Amended by P.L.288-2019, SEC.8.
Indiana Legal Code