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515A.5 Disapproval of filings. 1. If within the waiting period or any extension thereof as provided in section 515A.4, subsection 4, the commissioner finds that a filing does not meet the requirements of thischapter, the commissioner shall send to the insurer or rating organization which made suchfiling, written notice in a printed or electronic format of disapproval of such filing specifyingtherein in what respects the commissioner finds such filing fails to meet the requirements ofthis chapter and stating that such filing shall not become effective. 2. At any time subsequent to the applicable review period provided for in subsection 1, the commissioner may hold a hearing to determine whether a filing meets the requirements ofthis chapter. The commissioner shall provide notice of a hearing not less than ten days priorto the hearing to every insurer and rating organization which made the filing, specifying thematters to be considered at the hearing. If the commissioner finds that a filing does not meetthe requirements of this chapter, the commissioner shall issue an order specifying in whatrespects the commissioner finds that the filing fails to meet the requirements of this

a filing does not meetthe requirements of this chapter, the commissioner shall issue an order specifying in whatrespects the commissioner finds that the filing fails to meet the requirements of this chapter,and stating when, within a reasonable period thereafter, the filing shall be deemed no longereffective. Copies of the order shall be sent to every insurer and rating organization whichmade the filing. The order shall not affect any contract or policy made or issued prior to theexpiration of the period set forth in the order. 3. a. Any person or organization aggrieved with respect to any filing which is in effect may make written application to the commissioner for a hearing thereon, provided, however,that the insurer or rating organization that made or uses the filing shall not be authorized toproceed under this subsection. Such application shall specify the grounds to be relied uponby the applicant and such application must show that the person or organization making suchapplication has a specific economic interest affected by the filing. If the commissioner findsthat the application is made in good faith, that the applicant has a specific economic interest,that the applicant

on has a specific economic interest affected by the filing. If the commissioner findsthat the application is made in good faith, that the applicant has a specific economic interest,that the applicant would be so aggrieved if the applicant’s grounds are established, and thatsuch grounds otherwise justify holding such a hearing, the commissioner shall within thirtydays after receipt of such application hold a hearing, upon not less than ten days’ writtennotice to the applicant and to every insurer and rating organization which made the filing. Norating or advisory organization shall have any status under this chapter to make applicationfor a hearing on any filing made by an insurer with the commissioner. b. If, after such hearing, the commissioner finds that the filing does not meet the requirements of this chapter, the commissioner shall issue an order specifying in whatrespects the commissioner finds that such filing fails to meet the requirements of thischapter, and stating when, within a reasonable period thereafter, such filing shall be deemedno longer effective. Copies of the order shall be sent to the applicant and to every suchinsurer and rating organization.

ating when, within a reasonable period thereafter, such filing shall be deemedno longer effective. Copies of the order shall be sent to the applicant and to every suchinsurer and rating organization. The order shall not affect any contract or policy made orissued prior to the expiration of the period set forth in the order. 4. No filing shall be disapproved if the rates thereby produced meet the requirements of this chapter. [C50, 54, 58, 62, §515A.5, 515B.5; C66, 71, 73, 75, 77, 79, 81, §515A.5]2008 Acts, ch 1123, §32 Sat Dec 23 00:47:59 2023 Iowa Code 2024, Section 515A.5 (22, 0)