§ 516a-1

516A.1 Coverage included in every liability policy — rejection by insured. 1. No automobile liability or motor vehicle liability insurance policy insuring against liability for bodily injury or death arising out of the ownership, maintenance, or use of amotor vehicle shall be delivered or issued for delivery in this state with respect to any motorvehicle registered or principally garaged in this state, unless coverage is provided in suchpolicy or supplemental thereto, for the protection of persons insured under such policy whoare legally entitled to recover damages from the owner or operator of an uninsured motorvehicle or a hit-and-run motor vehicle or an underinsured motor vehicle because of bodilyinjury, sickness, or disease, including death resulting therefrom, caused by accident andarising out of the ownership, maintenance, or use of such uninsured or underinsured motorvehicle, or arising out of physical contact of such hit-and-run motor vehicle with the personinsured or with a motor vehicle which the person insured is occupying at the time of theaccident. Both the uninsured motor vehicle or hit-and-run motor vehicle coverage, and theunderinsured motor vehicle coverage shall

otor vehicle which the person insured is occupying at the time of theaccident. Both the uninsured motor vehicle or hit-and-run motor vehicle coverage, and theunderinsured motor vehicle coverage shall include limits for bodily injury or death at leastequal to those stated in section 321A.1, subsection 11. The form and provisions of suchcoverage shall be examined and approved by the commissioner of insurance. 2. However, the named insured may reject all of such coverage, or reject the uninsured motor vehicle or hit-and-run motor vehicle coverage, or reject the underinsured motor vehiclecoverage, by written rejections signed by the named insured. If rejection is made on a form ordocument furnished by an insurance company or insurance producer, it shall be on a separatesheet of paper which contains only the rejection and information directly related to it. Suchcoverage need not be provided in or supplemental to a renewal policy if the named insuredhas rejected the coverage in connection with a policy previously issued to the named insuredby the same insurer. [C71, 73, 75, 77, 79, 81, §516A.1]83 Acts, ch 101, §108; 90 Acts, ch 1233, §33; 2001 Acts, ch 16, §10, 37; 2021 Acts, ch 76,

n with a policy previously issued to the named insuredby the same insurer. [C71, 73, 75, 77, 79, 81, §516A.1]83 Acts, ch 101, §108; 90 Acts, ch 1233, §33; 2001 Acts, ch 16, §10, 37; 2021 Acts, ch 76, §150; 2023 Acts, ch 66, §125 Referred to in §516A.2, 516A.5Subsection 2 amended Sat Dec 23 00:49:57 2023 Iowa Code 2024, Section 516A.1 (18, 1)