§ 523c-16

523C.16 Exclusions. This chapter does not apply to any of the following and the following do not constitute the practice of insurance: 1. A performance guarantee given by a builder of a residence or the manufacturer or seller or lessor of residential property if no identifiable charge is made for the guarantee. 2. A residential service contract, guarantee or warranty between a residential customer and a service company which will perform the work itself and not through subcontractors forthe service, repair or replacement of residential property, appliances, or electrical, plumbing,heating, cooling or air-conditioning systems. 3. A contract between a service company issuing residential service contracts and a person who actually performs the maintenance, repairs, or replacements of structuralcomponents, or appliances, or electrical, plumbing, heating, cooling, or air-conditioningsystems, if someone other than the service company actually performs these functions. 4. A residential service contract, guarantee or warranty issued by a retail merchant to a retail customer, guaranteeing or warranting the repair, service or replacement of appliancesor electrical, plumbing, heating,

service contract, guarantee or warranty issued by a retail merchant to a retail customer, guaranteeing or warranting the repair, service or replacement of appliancesor electrical, plumbing, heating, cooling or air-conditioning systems sold by said retailmerchant. 5. A residential service contract, guarantee, or warranty issued by a manufacturer, third party, or retail company, covering the repair, maintenance, or replacement of residentialproperty, individual appliances, and other individual items of merchandise marketed andsold by a retail company, in the ordinary course of business. 6. A motor vehicle service contract issued by the manufacturer or importer of the motor vehicle covered by the service contract or to any third party acting in an administrativecapacity on the manufacturer’s behalf in connection with that service contract. 7. A residential service contract involving residential property containing more than four dwelling units. 8. A warranty.9. A motor vehicle service contract issued, offered for sale, or sold to any person other than a consumer. 10. A maintenance agreement.83 Acts, ch 87, §17; 96 Acts, ch 1160, §10; 2019 Acts, ch 142, §12, 19 Sat Dec 23 01:02:14

contract issued, offered for sale, or sold to any person other than a consumer. 10. A maintenance agreement.83 Acts, ch 87, §17; 96 Acts, ch 1160, §10; 2019 Acts, ch 142, §12, 19 Sat Dec 23 01:02:14 2023 Iowa Code 2024, Section 523C.16 (17, 0)