537.7102 Definitions. As used in this article, unless the context otherwise requires:1. 'Administrator' means the person designated in section 537.6103.2. 'Creditor', for the purposes of this article, means the person to whom a debtor is obligated, either directly or indirectly, on a debt. 3. 'Debt' means an actual or alleged obligation arising out of a consumer credit transaction, consumer rental purchase agreement, or a transaction which would have beena consumer credit transaction either if a finance charge was made, if the obligation was notpayable in installments, if a lease was for a term of four months or less, or if a lease was of aninterest in land. A debt includes a check as defined in section 554.3104 given in a transactionin connection with a consumer rental purchase agreement, in a transaction which was aconsumer credit sale or in a transaction which would have been a consumer credit sale ifcredit was granted and if a finance charge was made, or in a transaction regulated underchapter 533D. 4. 'Debt collection' means an action, conduct or practice in soliciting debts for collection or in the collection or attempted collection of a debt. 5. r in a transaction regulated underchapter 533D. 4. 'Debt collection' means an action, conduct or practice in soliciting debts for collection or in the collection or attempted collection of a debt. 5. 'Debt collector' means a person engaging, directly or indirectly, in debt collection, whether for the person, the person’s employer, or others, and includes a person who sells,or offers to sell, forms represented to be a collection system, device, or scheme, intended tobe used to collect debts. 6. 'Debtor', for the purposes of this article, means the person obligated.[C75, 77, 79, 81, §537.7102]87 Acts, ch 137, §3; 89 Acts, ch 128, §4; 95 Acts, ch 139, §17Referred to in §80A.1, 85.27, 537.1303, 537.6201, 715C.1 Sat Dec 23 01:41:18 2023 Iowa Code 2024, Section 537.7102 (18, 0)
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