714G.2 Security freeze. 1. A consumer may submit a written request for a security freeze to a consumer reporting agency by first-class mail, telephone, secure internet connection, or other secure electroniccontact method designated by the consumer reporting agency. The consumer must submitproper identification with the request. Within three business days after receiving the request,the consumer reporting agency shall commence the security freeze. Within three businessdays after commencing the security freeze, the consumer reporting agency shall send awritten confirmation to the consumer of the security freeze, a personal identification numberor password, other than the consumer’s social security number, for the consumer to use inauthorizing the suspension or removal of the security freeze, including information on howthe security freeze may be temporarily suspended. 2. a. If a consumer requests a security freeze from a consumer reporting agency that compiles and maintains files on a nationwide basis, the consumer reporting agency shallidentify, to the best of its knowledge, any other consumer reporting agency that compiles andmaintains files on consumers on a nationwide basis and ationwide basis, the consumer reporting agency shallidentify, to the best of its knowledge, any other consumer reporting agency that compiles andmaintains files on consumers on a nationwide basis and inform consumers of appropriatecontact information that would permit the consumer to place, lift, or remove a security freezefrom such other consumer reporting agency. b. For purposes of this subsection, 'consumer reporting agency that compiles and maintains files on a nationwide basis' means the same as defined in 15 U.S.C. §1681a(p). 2008 Acts, ch 1063, §2; 2018 Acts, ch 1091, §1, 10 Sat Dec 23 12:29:54 2023 Iowa Code 2024, Section 714G.2 (19, 0)
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