(a) Except as provided in subsection (b) of this section, a lender may not refuse to lend money to any person solely because of: (1) Geographic area or neighborhood; or (2) Race, creed, color, age, sex, marital status, handicap, or national origin. (b) A lender may refuse to make a loan: (1) On property outside a geographic area of the State in which the lender normally does business; (2) To be used in a type of business or activity other than a type in connection with which the lender normally makes loans; or (3) Because of a greater than normal risk, including one due to: (i) The presence of an airport; (ii) An unusual drainage condition; or (iii) Any other situation which causes a greater than normal risk of loss in a particular area.
Maryland Legal Code