(a) A rental-purchase agreement that complies with this subtitle may not be deemed to be: (1) A 'retail sale', as defined in § 12-601(s) of this title; (2) An 'installment sale agreement', as defined in § 12-601(m) of this title; or (3) A 'security interest', as defined in § 1-201(37) of this article. (b) This subtitle does not apply to: (1) A rental-purchase agreement made primarily for business, commercial, or agricultural purposes, or made with governmental agencies, instrumentalities, or organizations; (2) A rental of a safe deposit box; (3) A lease or bailment of personal property that: (i) Is incidental to the rental of real property; and (ii) Provides that the consumer has no option to purchase the rented real property; or (4) A lease of an automobile.
Maryland Legal Code