(a) The Authority shall: (1) work to increase the utilization of the programs and funds established under the Authority to assist minority and women–owned businesses in the State; and (2) consider incentives to encourage the use of the Authority’s credit insurance services. (b) (1) Subject to paragraph (2) of this subsection, the Authority shall develop and implement a marketing plan to increase awareness of the Authority’s credit insurance services. (2) The marketing plan implemented under paragraph (1) of this subsection shall identify methods to increase the utilization of the Authority’s credit insurance services by community banks and other financial institutions that make loans to historically disadvantaged businesses and businesses in rural areas of the State.