Section 12-105 - Waiver of Policy Provisions or Defenses by Insurers

Without limitation of any right or defense of an insurer, the following acts by or on behalf of an insurer are not considered to be a waiver of a provision of a policy or of a defense of the insurer under the policy: (1) acknowledging the receipt of notice of loss or claim under the policy; (2) furnishing a form for: (i) reporting a loss or claim; (ii) giving information relating to a loss or claim; or (iii) making proof of a loss; (3) receiving or acknowledging receipt of a form or proof listed in item (2) of this section, completed or uncompleted; (4) investigating a loss or claim under a policy; or (5) engaging in negotiations toward settlement of a loss or claim.