This title does not apply to: (1) a policy of liability or workers’ compensation and employer’s liability insurance; (2) a group or blanket policy, except as otherwise provided in this title; (3) reinsurance; or (4) a life insurance, endowment, or annuity contract, or contract supplemental to a life insurance, endowment, or annuity contract that contains only those provisions relating to health insurance that: (i) provide additional benefits in case of dismemberment, loss of sight, or death by accident or accidental means; (ii) provide additional benefits for long-term home health care and long-term care in a nursing home or other related institution; or (iii) operate to safeguard the contract or supplemental contract against lapse or to provide a special surrender value, special benefit, or annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.
Maryland Legal Code