(a) This section does not apply to: (1) acceptance of service of process; (2) surplus lines insurance; (3) a transaction for which a certificate of authority is not required under § 4-101(b) of this title; (4) reinsurance, as authorized under Title 5, Subtitle 9 of this article; (5) an adjuster while providing services with respect to a claim under a policy lawfully solicited, issued, and delivered outside of the State; or (6) the professional services of an attorney at law. (b) With respect to a subject of insurance resident, located, or to be performed in the State, a person may not in the State directly or indirectly act as an insurance producer for, or otherwise represent or help on behalf of another, an unauthorized insurer to: (1) solicit, negotiate, or effect insurance or an annuity contract; (2) inspect risks; (3) fix rates; (4) investigate or adjust losses; (5) collect premiums; or (6) transact insurance business in any other manner.
Maryland Legal Code