(a) The Treasurer shall give 15% of the weight of the decision to the standards established in this section in deciding whether to: (1) designate a financial institution as a depositary for State money under § 6-205 of this subtitle; and (2) make an agreement with a financial institution for a banking service under § 6-229 of this subtitle. (b) (1) The Treasurer shall consider whether the financial institution received a rating of 'needs improvement' or 'substantial noncompliance' in its most recent examination under the federal Community Reinvestment Act of 1977, P.L. Number 95-128. (2) If a financial institution operates in a state other than Maryland, the Treasurer shall consider Maryland-specific information that is provided within the assessment area section of the Community Reinvestment Act report. (c) (1) The Treasurer shall consider whether, during the previous 5 years, a court in Maryland has found, in a final adjudication, that a financial institution has violated any antidiscrimination statute or regulation. (2) The Treasurer may consider whether, during the previous 5 years, a court outside Maryland has found, in a final adjudication, that a financial institution has

iscrimination statute or regulation. (2) The Treasurer may consider whether, during the previous 5 years, a court outside Maryland has found, in a final adjudication, that a financial institution has violated any antidiscrimination statute or regulation. (3) The Treasurer may determine how to assess a violation under paragraph (1) or (2) of this subsection if the violation was committed by: (i) an affiliate of the financial institution; or (ii) an entity acquired by the financial institution. (d) The Treasurer shall consider whether the financial institution has demonstrated that during the previous 5 years, the financial institution has: (1) successfully made loans in Maryland through State or federal lending programs designed to assist small and minority-owned businesses; (2) had an active outreach program to assist small and minority-owned businesses through which the financial institution has made efforts in Maryland; and (3) established strategic partnerships in Maryland with entities whose mission is to provide technical assistance to small and minority-owned businesses.