1. 'Adverse action' includes: (a) The denial of, increase in any charge for or reduction in the amount of insurance for personal, family or household purposes; (b) The denial of employment or any other decision for employment purposes that adversely affects a current or prospective employee; and (c) An action or determination with respect to a consumer’s application for credit that is adverse to the interests of the consumer. 2. The term does not include: (a) A refusal to extend additional credit under an existing credit arrangement if: (1) The applicant is delinquent or otherwise in default with respect to the arrangement; or (2) The additional credit would exceed a previously established credit limit; or (b) A refusal or failure at the point of sale to authorize a specific transaction on an existing account. (Added to NRS by 1993, 2459)
Nevada Legal Code