§ 59a-23g-7

A. Notwithstanding any other provisions of law, an excepted benefits policy or plan shall not exclude coverage for losses incurred for a preexisting condition more than twelve months from the effective date of coverage. The policy or plan shall not define a preexisting condition more restrictively than a condition for which medical advice was given or treatment recommended by or received from a physician within twelve months before the effective date of coverage.B. As used in this section, 'excepted benefits' means benefits furnished pursuant to the following:(1) coverage-only accident or disability income insurance;(2) coverage issued as a supplement to liability insurance;(3) liability insurance;(4) workers' compensation or similar insurance;(5) automobile medical payment insurance;(6) credit-only insurance;(7) coverage for on-site medical clinics;(8) other similar insurance coverage specified in office of superintendent of insurance rules, under which benefits for medical care are secondary or incidental to other benefits;(9) the following benefits if offered separately: (a) limited-scope dental or vision benefits;(b) benefits for long-term care, nursing home care, home health

secondary or incidental to other benefits;(9) the following benefits if offered separately: (a) limited-scope dental or vision benefits;(b) benefits for long-term care, nursing home care, home health care, community-based care or any combination of those benefits; and(c) other similar limited benefits specified in office of superintendent of insurance rules;(10) the following benefits, offered as independent, non-coordinated benefits:(a) coverage-only for a specified disease or illness; or(b) hospital indemnity or other fixed indemnity insurance; and(11) the following benefits if offered as a separate insurance policy:(a) medicare supplemental health insurance as defined pursuant to Section 1882(g)(1) of the federal Social Security Act; and (b) coverage supplemental to the coverage provided pursuant to Chapter 55 of Title 10 USCA and similar supplemental coverage provided to coverage pursuant to a group health plan. History: Laws 2019, ch. 259, § 21. ANNOTATIONSEffective dates. — Laws 2019, ch. 259 contained no effective date provision, but, pursuant to N.M. Const., art. IV, § 23, was effective June 14, 2019, 90 days after the adjournment of the legislature.