399 E 2

* § 399-e. Actions. No person, firm, corporation, partnership or other association may deny credit, reduce the credit limit, or raise the cost of credit of a consumer, solely because such consumer is a victim of identity theft, if the person denying, reducing, or raising the cost of, the credit has prior knowledge that the consumer was a victim of identity theft. Actions taken by a creditor to assist a consumer regarding his or her credit report, credit score or credit history or to limit credit or financial losses to the consumer, including the cancellation, monitoring or restructuring of consumer credit accounts, shall not be considered violations of this section. For purposes of this section, a person is the victim of identity theft if he or she possesses a valid police report alleging that he or she is the victim of an identity theft crime, including, but not limited to, a violation of section 190.78, 190.79, 190.80, 190.82 or 190.83 of the penal law. * NB There are 2 § 399-e's