\nA secured party does not owe a duty based on its status as secured party:\n(1) To a person that is a debtor or obligor, unless the secured party knows:\na. That the person is a debtor or obligor;\nb. The identity of the person; and\nc. How to communicate with the person; or\n(2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\na. That the person is a debtor; and\nb. The identity of the person. (2000-169, s. 1.)
North Carolina Legal Code