(1) As used in this section:\n(a) 'Buyer' means a person who buys or agrees to buy a manufactured dwelling from a manufactured dwelling dealer.\n(b) 'Cash sale price' means the price for which a manufactured dwelling dealer would sell to a buyer, and the buyer would buy from a dealer, a manufactured dwelling that is covered by a purchase agreement, if the sale were a sale for cash instead of a retail installment sale.\n(c) 'Manufactured dwelling' has the meaning given that term in ORS 446.003.\n(d) 'Manufactured dwelling dealer' means a person licensed under ORS 446.691 or 446.696 or a temporary manufactured structure dealer licensee under ORS 446.701.\n(e) 'Retail installment sale' has the meaning given that term in ORS 83.510.\n(2) A manufactured dwelling dealer engages in an unlawful practice when, in a sale of a manufactured dwelling, the dealer does any of the following:\n(a) Misrepresents to a buyer that, as a condition of financing, the buyer must purchase:\n(A) Credit life insurance;\n(B) Credit disability insurance;\n(C) Credit unemployment insurance;\n(D) Credit property insurance;\n(E) Health insurance;\n(F) Life insurance; or\n(G) An extended warranty.\n(b) In close nsurance;\n(B) Credit disability insurance;\n(C) Credit unemployment insurance;\n(D) Credit property insurance;\n(E) Health insurance;\n(F) Life insurance; or\n(G) An extended warranty.\n(b) In close connection with the sale, misrepresents to a lender:\n(A) The cash sale price;\n(B) The amount of the buyer’s down payment; or\n(C) The buyer’s credit or employment history. [2001 c.917 §1; 2003 c.655 §82]
Oregon Legal Code