No person, except for those excluded from the applicability of this chapter, banks authorized to operate in Puerto Rico, trust companies, federal agencies or dependencies of the Commonwealth of Puerto Rico, savings and credit unions, government retirement systems and federal savings and loans associations, may establish a credit repair business without first obtaining a license issued by the Commissioner pursuant to the provisions in this chapter. History —Aug. 31, 2004, No. 236, § 6, eff. 60 days after Aug. 31, 2004.
Puerto Rico Legal Code