54-4-44.2. Motor vehicle purchase loan--Fees incident to extension of credit.For purposes of §54-4-44, fees contracted for or received that are 'incident to the extension of credit' in connection with a loan for the purchase of a motor vehicle do not include fees for optional maintenance agreements and extended service contracts, official fees and taxes, sales tax, title fees, lien registration fees, and dealer documentary fees. Source: SL 2017, ch 205, §3.
South Dakota Legal Code