58-11-39. Construction of insurance contract--Terms and conditions--Modification by rider, endorsement, or application made part of policy.Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy and as amplified, extended, or modified by any rider, endorsement, or application lawfully made a part of the policy. Source: SL 1966, ch 111, ch 22, §23.
South Dakota Legal Code