58-11-44.2. Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.Nothing in §58-11-44 prohibits an insurer or an insurer's representative from:(1)Requesting information from an applicant for the purpose of determining that applicant's insurability; or(2)Underwriting an application or declining coverage based upon that applicant's failure to meet the insurer's underwriting requirements. Source: SL 2011, ch 214, §2.
South Dakota Legal Code