(a) The obligation of a party to pay the instrument is discharged as stated in this Article or by an act or agreement with the party which would discharge an obligation to pay money under a simple contract.\n(b) Discharge of the obligation of a party is not effective against a person acquiring rights of a holder in due course of the instrument without notice of the discharge.
U.S. Virgin Islands Legal Code
3 601
U.S. Virgin Islands § 3 601 — U.S. Virgin Islands law