1168

(a) Except as provided in subsection (b), no renewable electricity system, whether affixed to structures or improvements on real property or otherwise, may be deemed to be real property or a fixture of real property, and therefore may be conveyed or encumbered only as are other items of chattel.\n(b) For purposes of hazard, windstorm, flood, liability and other insurance purposes, solar energy and other renewable energy equipment must be considered, absent express exclusions, fixtures included in any policy of insurance which provides insurance coverage for the real property or improvements to which they are affixed. All insurers that expressly exclude solar energy and other renewable energy equipment shall offer a rider to other policies of insurance offered, for coverage of solar energy equipment at reasonable rates.