709

The Commissioner of Insurance, charged with the administration and enforcement of the provisions of this chapter, shall be authorized to:\n(a) Require filing with his office by insurance carriers admitted and duly authorized to do business in the Virgin Islands such rates, rating plans, rating schedules and every other rating rule or modification which the carriers are using or proposing to use for motor vehicle liability insurance under the provisions of this chapter.\n(b) Establish surcharges for high risk drivers in accordance with the moving violations point system, as well as provide guidelines for the application of discount points and incentives for insureds with good driving records.\n(c) Make such reasonable rules and regulations consistent with the provisions of this chapter, necessary to effect the purposes thereof.\n(d) Adopt rules requiring insurers to provide a ten percent discount in premium rates for motorcycle liability insurance to qualified, licensed motorcycle operator upon proof of successful completion of an approved Virgin Islands Motorcycle Safety Education Program.