(a) No fee, penalty or other form of payment may be charged a consumer for prepayment of all or part of the balance of a home equity loan.\n(b) No advertisement for a home equity loan may refer to such loan as 'free money' or use any other term determined by the Banking Board to be misleading.
U.S. Virgin Islands Legal Code
143
U.S. Virgin Islands § 143 — U.S. Virgin Islands law