§ 38-2-315

If any breach of warranty or condition in any insurance contract covering property located in this Commonwealth occurs prior to a loss under the contract, the breach shall not void the contract nor permit the insurer to avoid liability unless the breach existed at the time of the loss.\nCode 1950, § 38-8; 1952, c. 317, § 38.1-342; 1986, c. 562.