This chapter does not apply to:\n1. Any insurance policy offered by an insurer under the insurance laws of the Commonwealth; or\n2. A debt cancellation or debt suspension contract offered (i) by a bank or credit union regulated pursuant to Title 6.2 or (ii) in compliance with 12 C.F.R. Part 37, 12 C.F.R. Part 721, or other federal law.\n2019, cc. 799, 800.
Virginia Legal Code