Every policy of insurance subject to the provisions of this chapter:\n1. Shall contain an agreement that the insurance is provided in accordance with the coverage defined in this chapter as respects bodily injury, death, property damage, and destruction and that it is subject to all the provisions of this chapter and of the laws of the Commonwealth relating to this kind of insurance; and\n2. May grant any lawful coverage in excess of or in addition to the coverage herein specified and this excess or additional coverage shall not be subject to the provisions of this chapter but shall be subject to other applicable laws of the Commonwealth.\nCode 1950, § 46-494; 1958, c. 541, § 46.1-506; 1989, c. 727.
Virginia Legal Code