As used in this chapter:\n'Consumer' means an individual who is also a resident of this state.\n'Consumer reporting agency' has the same meaning as in § 603(f) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(f)).\n'Credit report' means a 'consumer report,' as defined in § 603(d) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(d)); provided, however, that for purposes of this chapter, a credit report is limited to information that a consumer reporting agency furnishes to a person that it has reason to believe intends to use the information as a factor in establishing the consumer's eligibility for credit to be used primarily for personal, family or household purposes.\n'Proper identification' means proper identification as defined in 15 U.S.C. § 1681h(a)(1).\n2008, cc. 480, 496; 2014, c. 570.
Virginia Legal Code