No insurer once having issued or delivered a policy providing malpractice insurance in this state may cancel the policy, except for one or more of the following reasons:(a) The named insured fails to discharge any of his or her obligations to pay premiums for the policy or any installment of the policy within a reasonable time of the due date;(b) The policy was obtained through material misrepresentation;(c) The insured violates any of the material terms and conditions of the policy; or(d) Reinsurance is unavailable. The insurer shall supply sufficient proof of the unavailability to the commissioner.(e) Any purported cancellation of a policy providing malpractice insurance attempted in contravention of this section is void.
West Virginia Legal Code