Section 26-16-105 - Policy and Application Constitutes Entire Contract; Statements Deemed Representations

26-16-105. Policy and application constitutes entire contract; statements deemed representations. The policy, or the policy and the application therefor if a copy of the application is endorsed upon or attached to the policy when issued, constitutes the entire contract between the parties and statements contained in the application, in the absence of fraud, are representations and not warranties.